[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mcon.sk\/stavebne-sporenie\/#Article","mainEntityOfPage":"https:\/\/www.mcon.sk\/stavebne-sporenie\/","headline":"Stavebn\u00e9 sporenie","name":"Stavebn\u00e9 sporenie","description":"Ke\u010f si mlad\u00fd \u010dlovek uvedom\u00ed, \u017ee by v\u00a0\u017eivote chcel nie\u010do dok\u00e1za\u0165, mal by sa za\u010da\u0165 sna\u017ei\u0165 hne\u010f. Odklada\u0165 si p\u00e1r […]","datePublished":"2017-10-28","dateModified":"2017-10-28","author":{"@type":"Person","@id":"https:\/\/www.mcon.sk\/author\/#Person","name":"","url":"https:\/\/www.mcon.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mcon.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mcon.sk\/wp-content\/uploads\/img_a284009_w2028_t1514466179.jpg","url":"https:\/\/www.mcon.sk\/wp-content\/uploads\/img_a284009_w2028_t1514466179.jpg","height":0,"width":0},"url":"https:\/\/www.mcon.sk\/stavebne-sporenie\/","wordCount":422,"articleBody":"Ke\u010f si mlad\u00fd \u010dlovek uvedom\u00ed, \u017ee by v\u00a0\u017eivote chcel nie\u010do dok\u00e1za\u0165, mal by sa za\u010da\u0165 sna\u017ei\u0165 hne\u010f. Odklada\u0165 si p\u00e1r eur mesa\u010dne a\u00a0pod\u013ea svojich cie\u013eov do bud\u00facnosti rozm\u00fd\u0161\u013ea\u0165 o\u00a0pr\u00edpadn\u00fdch mo\u017enostiach. Preto\u017ee ke\u010f \u010dlovek vy\u0161tuduje napr\u00edklad vysok\u00fa \u0161kolu, m\u00e1 u\u017e 25 rokov. Vtedy sa treba postavi\u0165 na vlastn\u00e9 nohy a\u00a0peniaze nepadn\u00fa len tak z\u00a0neba.Samozrejme na\u0161pori\u0165 si to\u013eko, aby ste si hne\u010f k\u00fapili dom, nie je re\u00e1lne. No na za\u010diatok v\u00e1m posta\u010d\u00ed, ke\u010f budete ma\u0165 \u017eelezn\u00fa rezervu alebo p\u00e1r tis\u00edc eur na za\u010diatok. Bude sa v\u00e1m lep\u0161ie d\u00fdcha\u0165 a\u00a0pr\u00e1ve stavebn\u00e9 sporenie v\u00e1m to vie zabezpe\u010di\u0165. Je to v\u00fdhodn\u00e9 pre va\u0161u lep\u0161iu bud\u00facnos\u0165.\tAko to funguje?Hoci sa \u0161t\u00e1tna pr\u00e9mia o\u00a0dos\u0165 zn\u00ed\u017eila a\u00a0treba na \u0148u viaza\u0165 st\u00e1le viac pe\u0148az\u00ed, st\u00e1le je to v\u00fdhodn\u00e9. M\u00e1te istotu, \u017ee peniaze vyberiete iba ak tak v\u00a0krajnej n\u00fadzi, preto\u017ee s\u00fa viazan\u00e9 na 3-6 rokov. Za 3 roky si ich m\u00f4\u017eete vybra\u0165 na stavebn\u00e9 \u00fa\u010dely a\u00a0za 6 rokov na ak\u00e9ko\u013evek \u00fa\u010dely. Stavebn\u00e9 sporenie je konkr\u00e9tne ur\u010den\u00e9 na \u00fa\u010dely stavania domu, k\u00fapu domu alebo bytu. Nie je tam ur\u010den\u00fd minim\u00e1lny vklad, ale ak chcete dosta\u0165 najvy\u0161\u0161iu \u0161t\u00e1tnu pr\u00e9miu 66 eur a\u00a0p\u00e1r drobn\u00fdch, tak treba vlo\u017ei\u0165 zhruba 1400 \u20ac. To\u013eko pe\u0148az\u00ed si mysl\u00edm, \u017ee ste schopn\u00ed za rok zarobi\u0165 a\u00a0u\u0161etri\u0165. V\u00a0prepo\u010dte to vych\u00e1dza len okolo 100 eur na mesiac. Cez letn\u00e9 pr\u00e1zdniny m\u00f4\u017eete vlo\u017ei\u0165 viac, preto\u017ee aj viac zarob\u00edte.\tN\u00e1zorPod\u013ea m\u0148a a\u00a0pod\u013ea n\u00e1zorov mnoh\u00fdch \u013eud\u00ed je stavebn\u00e9 sporenie najlep\u0161\u00ed produkt, pri ktorom m\u00e1te ist\u00fd zisk a\u00a0nemus\u00edte sa ob\u00e1va\u0165, \u017ee o\u00a0peniaze pr\u00eddete. Navy\u0161e okrem \u0161t\u00e1tnej pr\u00e9mie, sa v\u00e1m na dan\u00fd \u00fa\u010det aj pripisuje \u00farok. Ke\u010f\u017ee sa zaviedol aj poplatok za \u00fa\u010det v\u00a0stavebnej sporite\u013eni kles\u00e1 to na v\u00fdhodnosti, ale st\u00e1le sa to oplat\u00ed. Poplatok za \u00fa\u010det je 0,99 \u20ac na mesiac.Ob\u010das sa treba zamyslie\u0165 nad svojou bud\u00facnos\u0165ou a\u00a0prispie\u0165 trochu, aby ste sa mali lep\u0161ie nielen teraz, ale aj potom. Je pravda, \u017ee si treba u\u017e\u00edva\u0165 pr\u00edtomn\u00fd okamih, ale ani na bud\u00facnos\u0165 by ste nemali zab\u00fada\u0165.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stavebn\u00e9 sporenie","item":"https:\/\/www.mcon.sk\/stavebne-sporenie\/#breadcrumbitem"}]}]