[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mcon.sk\/sporenie-a-setrenie\/#Article","mainEntityOfPage":"https:\/\/www.mcon.sk\/sporenie-a-setrenie\/","headline":"Sporenie a \u0161etrenie","name":"Sporenie a \u0161etrenie","description":"\u00a0 Ceny potrav\u00edn sa ne\u00fanosne zv\u00fd\u0161ili a tie\u017e rast\u00fa aj pohonn\u00e9 hmoty \u010di ceny energi\u00ed. Preto je pre n\u00e1s v […]","datePublished":"2023-02-09","dateModified":"2024-02-21","author":{"@type":"Person","@id":"https:\/\/www.mcon.sk\/author\/#Person","name":"","url":"https:\/\/www.mcon.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mcon.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mcon.sk\/wp-content\/uploads\/money-2724241_1280-2.jpg","url":"https:\/\/www.mcon.sk\/wp-content\/uploads\/money-2724241_1280-2.jpg","height":0,"width":0},"url":"https:\/\/www.mcon.sk\/sporenie-a-setrenie\/","about":["Financie"],"wordCount":387,"articleBody":"\u00a0Ceny potrav\u00edn sa ne\u00fanosne zv\u00fd\u0161ili a tie\u017e rast\u00fa aj pohonn\u00e9 hmoty \u010di ceny energi\u00ed. Preto je pre n\u00e1s v dne\u0161nej dobe \u0161etrenie tabu. Dne\u0161n\u00e1 doba n\u00e1m skuto\u010dne s\u0165a\u017eila mo\u017enosti investovania a \u0161etrenia, no ak sa v\u00e1m vyskytn\u00fa peniaze nazvy\u0161, ur\u010dite by ste mali rozm\u00fd\u0161\u013ea\u0165 aj nad touto cestou. Nech\u00e1va\u0165 si peniaze, ktor\u00e9 aktu\u00e1lne nepotrebujete doma, nem\u00e1 \u017eiadny zmysel. Peniaze ka\u017ed\u00fdm d\u0148om str\u00e1caj\u00fa na hodnote a je najv\u00e4\u010d\u0161ia chyba, ke\u010f v\u00e1m le\u017eia doma v poli\u010dke. Je to\u013eko mo\u017enost\u00ed ako\u00a0vy\u0165a\u017ei\u0165 zo svojich pe\u0148az\u00ed.\u00a0Ur\u010dite ste u\u017e spozorovali, \u017ee rast\u00fa \u00faroky na hypot\u00e9kach. To pre n\u00e1s nie je ni\u010d dobre. \u00a0\u00a0No takisto ako rast\u00fa \u00faroky pri hypotek\u00e1rnom \u00favere, rast\u00fa \u00faroky aj pri investovan\u00ed. Vst\u00fapenie do akci\u00ed je nepredv\u00eddate\u013en\u00e9 a v tomto smere nevieme, ako sa bude trh vyv\u00edja\u0165 nasleduj\u00face hodiny. No pri term\u00ednovan\u00fdch vkladoch je \u00farok o nie\u010do fixnej\u0161\u00ed a\u00a0nehroz\u00ed tak\u00e9 ve\u013ek\u00e9 riziko. Term\u00ednovan\u00fd vklad je vhodn\u00fd pre t\u00fdch, ktor\u00ed chc\u00fa investova\u0165, ale boja sa prive\u013ek\u00e9ho rizika. Pri investovan\u00ed do vkladu m\u00e1te ve\u013ek\u00fa istotu, \u017ee peniaze sa v\u00e1m bud\u00fa zhodnocova\u0165 pomal\u0161ie, ale isto. Na druhej strane, t\u00ed, ktor\u00ed sa neboja riskova\u0165, maj\u00fa mo\u017enos\u0165 zarobi\u0165 si slu\u0161n\u00e9 peniaze pr\u00e1ve na akci\u00e1ch a trhu s kryptomenami. V tomto pr\u00edpade v\u0161ak investujte svoje peniaze do nie\u010doho, \u010do neviete \u010di bude stabiln\u00e9. \u00a0\u00a0Akcie a\u00a0kryptomeny maj\u00fa v\u0161ak aj vy\u0161\u0161\u00ed zisk na \u00farokoch investovania. Takisto m\u00e1 ka\u017ed\u00fd mo\u017enos\u0165 \u0161etrenia. Ka\u017ed\u00fd osobn\u00fd \u00fa\u010det poskytuje mo\u017enos\u0165 aj doplnkov\u00e9ho sporiaceho \u00fa\u010dtu, na ktor\u00fd v\u00e1m bud\u00fa peniaze odch\u00e1dza\u0165 v pravidelnom intervale a mesa\u010dne sa bud\u00fa zhodnocova\u0165. Ne\u010dakajte v\u0161ak nejak\u00fa v\u00fdrazn\u00fa sumu na \u00farokoch. Sporiace \u00fa\u010dty v\u00e1m prines\u00fa p\u00e1r eur mesa\u010dne, ale s\u00fa vhodn\u00e9\u00a0pre bezpe\u010dn\u00e9 ulo\u017eenie va\u0161ich na\u0161etren\u00fdch alebo zvy\u0161n\u00fdch pe\u0148az\u00ed,\u00a0ktor\u00e9 nechcete ma\u0165 na svojom be\u017enom osobnom \u00fa\u010dte alebo nechr\u00e1nen\u00e9 doma. Aj ke\u010f sa v\u00e1m m\u00f4\u017ee zda\u0165 \u0165a\u017ek\u00e1 doba, na odkladanie pe\u0148az\u00ed by ste mali myslie\u0165 v\u017edy.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.8\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sporenie a \u0161etrenie","item":"https:\/\/www.mcon.sk\/sporenie-a-setrenie\/#breadcrumbitem"}]}]